Protecting your puppy with pet insurance for enjoying the peace of mind comes from knowledge that you have his best interests and veterinary costs covered. A majority of plans would enrol puppies as young as six to eight weeks old. However, you could use these five tips to choose the plan that works best for you.
Price and value of plan
The lowest or highest price does not necessarily mean that you are getting the best value for your precious money. You should put your quotes and plans simultaneously for comparing what you are getting for the monthly premium.
Reputation of the company
It is imperative that you consider the reputation of the company. Spot-check company reviews, record of accomplishments, history and other information that would make sure you are picking a reliable company that is here to stay.
Checking the coverage levels
It is imperative that you check the coverage levels. The coverage levels would range from basic illnesses, hereditary to congenital conditions. Selecting a plan that covers conditions associated with the breed of your puppy could be a smart decision.
What has been covered and what has been excluded
Various sample policies would outline exactly what has been covered and what has been excluded. However, pre-existing conditions would never be covered. Therefore, enrolling with pet insurance at the earliest would reduce the chance of your puppy developing any kind of health issues prior to the beginning of the coverage.
Reviewing the reimbursement types
Dog plans could reimburse a percentage of the actual veterinary bill. Some would be reimbursed according to a set benefit schedule. Where set benefit schedules would cater you with a set amount for each specific illness, percentage-based plans would give you a percentage of the covered costs incurred by you on your veterinary bill.